Emergency Fund Calculator

How much should you save for emergencies — and how long to get there?

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See how it works

Watch a quick simulation of this tool in action — no file needed.

How to use Emergency Fund Calculator

Follow these steps — everything happens instantly in your browser.

  1. 1

    Step 1. Enter your monthly expenses.

  2. 2

    Step 2. Pick coverage period: 3, 6, or 12 months.

  3. 3

    Step 3. Enter current emergency savings.

  4. 4

    Step 4. Enter how much you can save monthly.

  5. 5

    Step 5. See the target amount and time to reach it.

Why use this tool

Frequently asked questions

Everything you might want to know about emergency fund calculator.